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 You Are Here: ICBC Malaysia >Products & Services >Rate and Charges >Interest Rate
Interest Rate
 

  1. Base Lending Rate

Type of Interest Rate

Interest Rate

Effective Date

Base Lending Rate (Ringgit) 6.45%

11/11/2022

Base Rate (Ringgit) 3.52% 11/11/2022

Standardised Base Rate (Ringgit)

2.75%

11/11/2022

  2. Saving Account

  2.1 Ringgit

Range (Ringgit)

Interest Rate

Effective Date

Up to 5,000

0.05%

01/10/2021

>5,000 to 10,000

0.05%

01/10/2021

>10,000 to 20,000

0.20%

01/10/2021

>20,000 to 50,000

0.30%

01/10/2021

>50,000 to 100,000

0.80%

01/10/2021

Above 100,000

1.00%

01/10/2021

  2.2 USD

Interest Rate Effective Date
0.05%

01/10/2021

  2.3 CNY

Interest Rate Effective Date
0.50%

01/10/2021

  3. Fixed Deposit

  3.1 Ringgit

Months (Ringgit) Interest Rate Effective Date
One Month 2.65% 11/11/2022
Three Month 2.75% 11/11/2022
Six Month 2.80% 11/11/2022
Nine Month 2.90% 11/11/2022
Twelve Month 2.95% 11/11/2022

  3.2 USD

Months (USD) Interest Rate Effective Date
One Month 3.20% 07/10/2022
Three Month 4.00% 07/10/2022
Six Month 4.30% 07/10/2022
Nine Month 4.35% 07/10/2022
Twelve Month 4.40% 07/10/2022

  3.3 CNY

Months (CNY) Interest Rate Effective Date
One Month 1.50%

15/07/2022

Three Month 1.65%

15/07/2022

Six Month 1.80%

15/07/2022

Nine Month 1.95%

15/07/2022

Twelve Month 2.10%

15/07/2022

Existing retail loan facilities pegged to BR and BLR will remain at 3.27% and 6.20% respectively with the not including on Overdraft facilities whereby the existing reference rate will be converted to SBR effective 1 August 2022.


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